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The Hamman Group at Arbor Financial

Achieve Financial Freedom Through Homeownership.

No Cost.  No Obligation.

Great Experience

"Zach helped me with my first time home purchase. As a first time home buyer with a high balance loan, I went through several challenges, he patiently worked through all the challenges and ensured I close on time. Recently I went to him for the refi and I see the same passion, he updated me often on the status and closed exactly per the timeline he said. Also, he understood my needs and packaged everything so efficiently. He was very honest on what is possible or not possible based on my file. I highly recommend him, he is extremely knowledgeable on mortgage loans.

- Santhi A
Irvine, CA

Hi, I'm Zach.

I started in the mortgage industry in 1998.  Since then I've seen the ups, the downs and everything in between.  Over the years I've had the privilege of helping several thousand friends, family and clients purchase a home or refinance their mortgage saving them money each month.


Let's chat and see if you have the loan program that best fits your goals and needs.  We look forward to hearing from you.

For Fast Response, Text or Call:

(949) 346-4480

Zachary Hamman

Mortgage Advisor, 19 Years of Experience

What Our Clients Say

REVIEWS

JANET

Best there is!!

I have had Zach help me with several re-fi’s and I will never go anywhere else. He is patient, knowledgeable, and always has his clients best interests in mind.

JOZSEF

Extraordinary Professionalism

I would like to recognize Zach for his extraordinary professionalism, patience and attitude. We had our challenges to complete the cash out refinance. Zach was there at every step of the process. We thank him very much for his hard work.

MICHAEL

Zach was great!

We’ve always wanted a second story on our house so we can start a family. Zach and his team did a great job throughout the whole process and helped this dream come true. They were prompt and professional throughout the whole thing and it made it much easier than the last time I refinanced with a different lender. Thanks guys!

MICHAEL

Zach was great!

We’ve always wanted a second story on our house so we can start a family. Zach and his team did a great job throughout the whole process and helped this dream come true. They were prompt and professional throughout the whole thing and it made it much easier than the last time I refinanced with a different lender. Thanks guys!

SANTHI

Great Experience

Zach helped me with first time home purchase. As a first time home buyer with high value loan, I went through several challenges, he patiently worked through all the challenges and ensured I close on time. Recently I went to him for the refi and I see the same passion, he updated time to time on the status and closed exactly per the timeline he said. Also, he understood my needs and packetized everything so efficiently. He was very honest on what is possible or not possible based on my file. I highly recommend him, he is extremely knowledgeable on mortgage loans.

ED

Like working with a friend

This is the second time i have worked with Zachary on a refinance and both times i have come away with not only the feeling that he is extremely professional and knowledgeable in this field but that he has taken a personal interest in my needs like a good friend. Zachary not only keep me informed on each step of the process but was there for me when questions did arise, The second refinance Zachary helped me with was when he contacted me with a program he believed would better suit my needs and he was correct. The program completed and funded within 30 days and has placed me in a better positions for my retirement. Not only will i choose Zachary for any future needs i may have but i would recommend him to anyone looking for help.

Custom Fit Loan Programs

Get a mortgage that works for you.

HELOC

Home Equity Line of Credit.  Get cash from the equity of your home and still keep your low rate mortgage.

Lower Rate Refinance

Refinance your existing mortgage to a lower rate saving you money each month.

Cash-Out Refinance

Refinance your existing mortgage, taking out cash to pay off debt or remodel your home.

Purchase

Whether a 1st time home buyer or a season vet, we will walk you through each step of the process to a smooth and timely closing

Let's Chat.

No Cost.  No Obligation. 

The Hamman Group at Arbor Financial
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